Our friendly finance managers work with customers from all over, including Albertville, Huntsville, and Gadsden, AL, to ensure they get the right finance program for their lifestyles at competitive rates.

Below, you will find more information about our Ford finance department. Feel free to contact a team member with any questions or to schedule an appointment!

Ford Financing: Services & Resources

At our Ford finance center, we offer a long list of resources and services to help you through every step of the car-buying or leasing process, including:

Just like we want to give you a wide variety of options to choose from when selecting a car, we also want to provide you with plenty of financing opportunities.

Personalized Ford Finance Plans

We know every car shopper is different, which is why we offer custom financing packages. Our associates will get to know you, providing you with individualized attention. By connecting with our local network of lenders, we will help you secure a fair payment option.

Payment Calculator

As you explore our extensive new Ford and pre-owned inventory, use our handy payment calculator to view monthly loan estimates for the models that catch your eye. This will help you narrow down vehicles within your price range.

Vehicle Trade In

Another option to consider is whether you would like to trade in your current vehicle for cash or credit towards another car from our dealership. If you choose dealership credit, you can use it to help make your next down payment. To view your offer, check out our Kelley Blue Book® Instant Cash Offer.

Ford Financing Deals

We frequently offer new and used car specials to help you get behind the wheel of your next car. Be sure to check back often to view our current deals!

Ford Specials

In addition to our rotating Ford deals, we also offer special programs for qualified customers, including the following:

By offering these programs, we hope to show our appreciation and gratitude for those on the frontlines, as well as to help recent or impending graduates achieve another milestone.

Our Credit Application

Whether you are right down the road or an hour away, you can use our quick pre-approval form to qualify for one of our finance programs before your visit.

Completing our credit application ahead of time will save you time at our dealership. When you sit down with a member of our team, they will reference your application to speed things up.

How to Improve Your Credit Score

Before you start this process, however, there are a few things you can do to improve your credit score if it isn’t as high as you would like it to be. Some of these include:

Following suggestions like these can help you bring your credit score up. Whatever your situation, our Ford finance team is happy to work with you.

Buying & Leasing a Ford

One of the main questions to ask yourself when it comes time to take the wheel is whether you would like finance or lease. There are benefits to both and either one may be a better option for you.

In our Buying vs. Leasing guide, we offer a straightforward way to help you decide. Of course, if you still feel unsure, one of our representatives will happily discuss your options with you in greater depth.

Benefits of Financing

When you finance a car, you will eventually own it out right. After placing a down payment, you will then take out a car loan to cover the remaining cost of the vehicle. This loan will be paid at specified intervals as you go along.

Once you’ve paid off the loan and any accrued interest, the car is yours! When you own a car, you can:

By owning a car, you ensure you’ll be able to get some of the value you paid for it back in the future. Ultimately, if vehicle ownership is important to you, investing in your next car is a great option!

Benefits of Leasing

A lease, on the other hand, is an extended vehicle rental that generally lasts between three to five years. Car shoppers interested in upgrading their vehicle often can do so with a lease.

Some of the benefits of leasing include:

A lease is also like a long-term test drive—by the end, you’ll know your car inside and out. If you want to experience a newer car or get to know a specific model before buying, leasing might be a good option.

Start Your Ford Finance Journey Today

At Gilbert & Baugh Ford, we proudly serve Albertville, Gadsden, and Huntsville, AL, car shoppers and drivers throughout their automotive journeys.

We look forward to helping you take the wheel of a Ford you feel excited to drive every day. If you’re ready to move forward with your Ford car goals, contact an associate today to take the next step!