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Dealership Preparation: GAP coverage | Auto Finance 101

· 2 min read
Learn how Guaranteed Asset Protection (GAP) can help bridge the gap between what your insurance will pay and what you owe on a contract in case your car is stolen, totaled or in an accident.

GAP Coverage: Protect Your Investment

GAPCoverage is designed to protect your investment. If your Ford is stolen and not recovered or if it’s declared a total loss, your insurance company may not pay enough to satisfy what you still owe. GAPCoverage bridges the gap between your finance balance and your vehicle’s insurance settlement plus up to $1,000 towards your deductible. It can prevent you from owing money on a vehicle you no longer own and help get you back on the road (subject to conditions). If you want additional peace of mind, GAPAdvantage provides a $1,000 credit toward the cost of a replacement vehicle from your originating dealer (where available). GAPCoverage delivers protection for a carefree ownership experience. Download GAPCoverage BrochureDownload GAPAdvantage Brochure

Exclusions

GAPCoverage/GAPAdvantage does not provide benefits when loss or damage occurs: Due to fraud or intentional damage by you Prior to the total loss date Outside the U.S. or Canada After the redemption period following a repossession Due to legal confiscation by a public official If licensed, registered/titled in business name or used for business or has a salvage title

Additional Exclusions include:

Late charges, delinquent payments and deferred payments Various refundable amounts due to you for early cancellation of financed products Termination and disposition fees Additional limitations apply. Be sure to review all limitations outlined on your GAP addendum. Learn more about GAP Coverage here Discover more Auto Finance videos here Start shopping for your next vehicle here
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